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The Homebuying Process
Where Do You Even Start?
For Renters & First Time Homebuyers
A Comprehensive Guidebook with Information about Income, Credit, Downpayments and More. Essential reading for new Homebuyers.
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Be Informed About Your Credit
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Understand Your Financial Picture
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Get Pre-Approved With a Mortgage Professional
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Shop And Make An Offer On a Home
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Complete The Mortgage Loan Process
© 2020 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
Andee Montemorano
Sr. Mortgage Loan Officer
I’ve been in the mortgage industry since 2003 and I still love coming to work each day. It is a great passion of mine to bring happiness to families and clients through homeownership. I know that no single loan program holds all the answers nor is the best fit for every individual so I continually train and educate myself on lending guidelines and new loan products.
I help my clients navigate the loan process by explaining credit reports, discussing down payments and exploring the best loan programs that meet their financial needs and long-term goals.
I am truly passionate about my profession with nearly 100% in referral business from satisfied past clients, financial planners and top real estate agents in California, I am here to lend a helping hand. I take pride in providing personalized care, high-quality service and professionalism. It’s my goal to earn your trust and become your mortgage advisor for life. The biggest compliment I can receive is when a client comes back for a refinance, to purchase another home, or refers a friend or family member.
At the heart of everything I do is my family. I have 3 small children, 10, 7 and 4. It is very important to me that they are taught human kindness, the value of helping others and always doing the right thing.
American Pacific Mortgage is more than just a Top 10 Retail Mortgage Bank. I partnered with American Pacific Mortgage because of their long track record of giving back. I am proud to be affiliated with a company that is committed to caring for their employees, their clients and the communities where they live.
I’m excited to help you with a smart mortgage solution.
Testimonials
What Customers Say
Kani Mon
This is my 4th purchase with Andee for a rental property in the Big bear area. Once again, Andee never disappoints and delivers. 10/10. I Will always go with her when it comes to making a real estate purchase. Definitely the best!
Kevin Caruana
Andee is one of a kind. She truly makes it feel like the customer is always first. I highly recommend her and anyone using her is lucky to have such a professional.
Joti Rae
Andee helped me get the house of my dreams!! I’m so grateful, she was with me every step of the way, and helped a difficult situation to be so much easier!!!
ABOUT APM
As a company, we embrace the concept of homeownership with enthusiasm and optimism for housing in America. At American Pacific Mortgage, we take personal ownership in creating experiences that matter for our customers and consumers. Every transaction represents a family, a home and a life decision - we understand and value that our participation is a privilege and that our job is to delight everyone involved in the loan process.
Your First Step to Homeownership is one click away....
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